SEPA stands for Single Euro Payments Area. It is a network for sending euro payments between banks and financial institutions.
SEPA consists of the 28 member states of the European Union as well as the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland), Andorra, Monaco, San Marino and Vatican City.
SEPA deposits usually take 1-3 business days to be credited to your Cratos account (with the exception of weekends and holidays).
Fees for Cratos SEPA deposits and withdrawals can be viewed here and depend on your account type.