An international bank wire transfer typically takes 2-5 business days, while a SEPA transfer takes 1-3 business days (with the exception of weekends and holidays) to reach your Cratos account.
You can credit your account in either USD or EUR. If you are depositing funds in a different currency, the deposit will be converted to either USD or EUR before it’s credited to your account.
In case you choose a SEPA deposit to be added to your USD balance, it will always go through the additional step of converting funds to USD (because SEPA can only be used to send EUR).